Privacy Policy

Introduction

At https://full-coverage-insurance.storysurge.net (hereafter referred to as “Full Coverage Insurance,” “we,” or “the Company”), we prioritize your privacy and data security. This comprehensive Privacy Policy outlines our practices regarding the collection, handling, and protection of personal information in adherence to various global privacy regulations. Our commitment is to ensure transparency and responsible management of your data.

Scope

This policy encompasses all aspects of our online presence, including but not limited to:

Full Coverage Insurance’s official website at https://full-coverage-insurance.storysurge.net
All applications, services, and products offered under the Full Coverage Insurance brand
Interactive features on our websites, such as forms, surveys, or comments sections
Communication channels, including email, phone, and SMS/text messages

Please note that this policy does not extend to third-party platforms, applications, or services accessible through links on our site. These entities have their own privacy policies governing data collection and usage, and we encourage you to review them before using such external services.

Processing Activities

This Privacy Policy guides how we interact with users when:

You register an account and use our applications or services as an authorized user.
You visit any of our websites linked to this privacy statement.
You subscribe to receive newsletters, promotional emails, phone calls, or text messages/SMS from us.

Personal Data Collection

We collect various categories of personal data to provide and improve our services, including:

Account Information: Details required for creating and managing your user account, such as name, username, and password.
Payment Information: Credit card details, billing addresses, and payment history for processing transactions.
Financial Information: Data related to your insurance policies, claims, and financial interactions with us.
Purchase Information: Details of products or services purchased from our platform, including order history and preferences.
Mobile Device Identifiers: Unique device identifiers, IP addresses, and mobile network information for delivering content and analytics.
Location Data: Geographic location data provided by your browser or device to offer localized services.
Feedback: Your comments, reviews, and responses to surveys or feedback forms to enhance our products and services.
Social Media Information: Publicly available data from social media platforms when you interact with our content on these sites.
Product Information: Details about the insurance products you browse or purchase, including preferences and coverage choices.

We collect this information through direct user input, interactions with our features, and automated technologies like cookies and tracking pixels. Additionally, we may receive personal data from third parties who assist us in providing services, subject to their respective privacy agreements.

Cookies

Full Coverage Insurance employs cookies for various purposes, enhancing your experience while on our site:

Strictly Necessary Cookies: These ensure core functionalities of the website, such as enabling login sessions and remembering user preferences.
Preference Cookies: Customizing your website experience by remembering language choices, location settings, and other preferences.
Analytics Cookies: Tracking anonymous usage data to understand how visitors interact with our site, helping us improve its performance and content.

Users have control over non-essential cookies through our Cookie Manager, allowing them to manage their cookie preferences.

Retention and Deletion

We retain personal data only for as long as necessary to fulfill the purposes for which it was collected, plus a reasonable period afterward for legal compliance or business requirements. Once the retention period expires or when the purpose changes, we delete or anonymize the data securely.

Security Measures

To protect your personal data, Full Coverage Insurance implements robust security measures:

Encryption: We use encryption protocols to safeguard data during transmission and storage.
Secure Third-Party Processing: Engaging trusted third-party service providers who adhere to strict privacy and security standards.
Regular Audits: Conducting periodic security audits and assessments to identify and mitigate potential risks.

Children’s Privacy

We are committed to protecting the privacy of children under 18 years old. Our services do not knowingly collect personal information from minors, and we encourage parents or guardians to supervise their children’s online activities.

Your Rights

Depending on your jurisdiction, you may have various rights regarding your personal data, including:

Access, rectification, or erasure of your data.
Right to restrict processing or object to certain uses.
Right to data portability, allowing you to move your data to another service provider.
Right not to be subjected to automated decision-making or profiling.
The right to lodge complaints with supervisory authorities and seek remedies for data protection violations.

To exercise these rights or have any data-related inquiries, please contact our privacy team using the information provided below. We will respond within the time frame prescribed by applicable law.

Changes to Policy

Full Coverage Insurance reserves the right to update this Privacy Policy at any time. Material changes will be notified via a prominent notice on our website or through direct communication with users. We encourage you to review this policy periodically to stay informed about how we protect your data.

Contact Information

For any privacy-related inquiries, requests for information, or unsubscribe requests, please contact us:

Email: [email protected]
Postal Mail: Full Coverage Insurance Privacy Team, [Address], [City, State, ZIP]